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What is a Home Inspection?

A home inspection is an objective, visual examination of the physical structure and systems of a house from the roof to the foundation.

Why do I need a home inspection?

Buying a home could be the largest single investment you will ever make.  To minimize unpleasant suprises and unexpected difficulties, you'll want to learn as much as you can about the newly constructed or existing house before you buy it.  A home inspection may identify the need for major repairs or builder oversights, as well as the need for maintenance to keep it in good shape.  After the inspection you will know more about the house which will allow you to make decisions with confidence.

What does a Home Inspection include?

A standard home inspector's report will cover the condition of the home's heating / cooling systems; interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement and structural components.

How much will it cost?

The inspection fee for a typical single-family house varies geographically as does the cost of housing.  Similarly, withing a given area, the inspection fee may vary depending on a number of factors such as the size of the house, its age and possible optional services such as septic, well or radon testing.

Do not let cost be a factor in deciding whether or not to have a home inspection or in the selection of your home inspector.  The sense of security and knowledge gained from an inspection is well worth the cost and the lowest-priced inspection is not necessarily a bargain.  Use the inspector's qualifications, including experience, training and professional affiliations as a guide.

Why can't I do it myself?

Even the most experienced homeowner usually lacks the knowledge and expertise of a professional home inspector.  An inspector is familiar with the elements of home construction, proper installation, maintenance and home safety.  He or she knows how the home's systems and components are intended to function together, as well as why they fail.

Above all, most buyers find it difficult to remain completely objective and unemotional about the house they really want and this may have an effect on their judgement.  For accurate information, it is best to obtain an impartial, third-party opinion by a professional in the field of home inspection.

Can a house fail an inspection?

No.  A professional home inspection is an examination of the current condition of a house.  It is not an appraisal, which determines market value.  It is not a municipal inspection, which verifies local code compliance.  A home inspection therefore will not pass or fail a house, but rather describe its physical condition and indicate what components and systems may need major repair or replacement.

How do I find a home inspector?

You can ask friends or business acquaintances to recommend a home inspector they have used.  Or you can visit the "OAHI" (Ontario Association of Home Inspectors) website at www;oahi.com (see link in "about us" page) and use the "Find an Inspector" search tool for a list of inspectors in your area.  Also, real estate agents and brokers are familiar with the service and may be able to provide you with a list of names from which to choose.

Whatever your referral source, you can be assured of your home inspector's commitment to professional standards and business eithics by choosing one who has membership in the OAHI.

When do I call a home inspector?

Typically, a home inspector is contacted immediately after the contract or purchase agreement has been signed.  Before you sign, be sure there is an inspection clause in the sales contract, making your final purchase obligation contingent on the findings of a professional home inspection.  This clause should specify the terms and conditions to which both the buyer and seller are obligated.

How long does a Home Inspection Take?

Typically an average sized family home will take between 3-4 hours to inspect.  Older and more complex houses of course may take longer.  A good rule of thumb would be to allow for a minimum of 3 hours and 1 hour / 1000 sq./ft.

What if the report reveals problems?

No house is perfect.  If the inspector identifies problems, it doesn't mean you should or shouldn't buy the house, only that you will know in advance what to expect.  If your budget is tight, or if you don't want to become involved in future repair work, this information will be important to you.  If major problems are found, a seller may agree to make repairs.

If the house proves to be in good condition, did I really need an inspection?

Definitely. Now you can complete your home purchase with confidence.  You'll have learned many things about your new home from the inspector's written report and will have that information for future reference.

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